Be who you are and say what you feel, because those who mind don't matter and those who matter don't mind


The weather started getting rough the tiny ship was tossed if not for the courage of the fearless crew the Minnow would be lost its a beautiful day a beautiful day for a neighbour.


The Million Dollar Round Table, or MDRT, is an Independent Premier Association of Financial and Insurance Services Professionals from around the world, spanning 500 companies and 69 countries. Today, MDRT has over 62,000 members under its wing.

This international organisation is the emblem of beyond par excellence, which is achieved as a result of exceptional client service, professional knowledge and ethical conduct. It was established with the objective of bringing the world’s top-rated professionals together on a single platform and streamline effective business practices in the area of financial services and products.


To qualify for MDRT, a professional must display the annual prescribed First Year Commission excluding any Bonuses.

MDRT also has two additional tiers that is Court of the Table (COT) and Top of the Table (TOT). To qualify for COT or TOT, a professional must earn 3 times and 6 times the prescribed First Year Commission respectively.

LIC agents hold a considerable number of seats in MDRT with more and more agents getting added every year. In 2014 over 6100 agents qualified for MDRT and in 2018 the figure has risen to 8000.


Join as an LIC Agent today, and with our training and guidance you too could become a part of this esteemed association in the next 2 to 3 years.

For every insurance policy sold by you, you will earn each time the policyholder pays premium on that policy.

For example: If you sell an endowment policy of 20 years premium term, you will earn commission for 20 years on that policy.

Commission Earning Table

# 1st year 2nd year 3rd year 4th year 5th year
No. of policy 140 150 175 200 250
Annual premium 3,500,000 3750000 4375000 5000000 6250000
1st year 35% 1,225,000 1312500 1531250 1750000 2187500
2nd year 7.5 % -- 262500 281250 328125 375000
3rd year 7.5% -- -- 262500 281250 328125
4th year 5% -- -- -- 175000 187500
5th year 5% -- -- -- -- 175000
TOTAL 1225000 1575000 2075000 2534375 3253125
Monthly Income 102083 131250 172917 211198 271094


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